Loan Account Management
Create and maintain structured loan accounts with borrower, product and disbursal information.
LMS Platform
Loan Management System
Manage disbursement, loan servicing, accounting, repayment and closure.
LMS Operations
Platform capabilities
Control the Complete Loan Lifecycle
Configure workflows around your lending products, teams and operating model.
- Automatic loan-account creation from LOS
- Product, limit, fee and interest configuration
- Single and multi-tranche disbursement
- EMI and repayment schedule generation
- Interest accrual and due-date management
- Principal, interest and fee tracking
- Regular, partial and advance payments
- Pre-closure, settlement and restructuring
- Loan agreements, letters and NOC
- Accounting, audit and portfolio reports
How it works
LMS Operational Flow
Approved Application
Disbursement
EMI Schedule
Loan Servicing
Settlement & Closure
Complete post-disbursal control
Manage Every Loan Account from Disbursal to Closure
Finance Munshi LMS centralizes loan booking, repayment schedules, interest calculations, servicing transactions, customer communication and closure. Operations teams receive one reliable view of every active account and obligation.
Repayment Schedule Engine
Generate EMI schedules based on tenure, frequency, interest structure and moratorium rules.
Transaction Processing
Record receipts, adjustments, charges, waivers, part-payments and advance payments accurately.
Interest & Dues Tracking
Track principal, interest, fees, penalties, due dates and outstanding balances.
Customer Servicing
Support statements, repayment updates, requests, settlement and foreclosure workflows.
Portfolio Reporting
Monitor disbursals, receivables, outstanding balances, maturity and operational exceptions.
Business impact
Designed for Measurable Operational Outcomes
Replace fragmented follow-ups and spreadsheets with a structured operating layer that supports speed, accuracy and responsible growth.
- Maintain accurate loan records
- Automate schedules and due calculations
- Improve borrower servicing
- Control charges and adjustments
- Speed up reconciliation and reporting
- Support portfolio growth with consistent operations
Who it supports
Built Around Real Lending Teams
Loan operations teams
Finance and accounts teams
Customer service teams
Portfolio managers
Frequently asked questions
Questions About LMS
What is the role of a Loan Management System?
A Loan Management System manages the post-approval lifecycle: disbursal, account creation, repayment schedules, interest and charges, servicing, statements, settlement and closure.
Does LMS support prepayment and foreclosure?
Finance Munshi can support regular receipts, advance or partial payments, settlement, restructuring and foreclosure processes based on configured policies.
Can LOS and LMS work together?
Yes. Approved applications can move from origination into loan booking and servicing, reducing duplicate entry and improving lifecycle visibility.
Personalized product walkthrough
See LMS in action
Explore the right LOS, LMS and LCS workflows for your lending model with our product team.
30-minute discoveryRelevant module demoImplementation guidance